Professional Insurance
Since 1947

We know unexpected events are always around the corner… but so are we.

For almost 80 years, Carnal Roberts has been located on court square in downtown Lexington, Tennessee, a town we are proud to call home. Today our cornerstones remain the same: integrity, hard work, and excellent customer service. We value our customers and hold dear the friendships we have made—ones that last a lifetime.

As an Independent Insurance Agency, we represent many different insurance companies, which means we can find the coverage that fits your individual needs. Whether it’s buying a home, starting a business, or protecting your valuables, we recognize the risk and are here to help every step of the way. Our access to multiple carriers enables us to shop your insurance for you, saving you the time and hassle. Our customers are our most important asset. We pride ourselves on our level of customer satisfaction. Call us today for a free home, auto, business, life, or benefits policy quote. Our experienced staff will strive to make your insurance experience a great one!

Our Staff

Deborah Roberts

Tim Roberts

Leigh Ann Rowlett

Janet Flanagan

Janet Threadgill

Cole Wood

Brandon Blankenship

John James

Madison Flanagan

Carnal Roberts Agency

We Are an Independent Agency

As an independent agency in Lexington, Tennessee, we do not work for a single insurance company. We work for you. We represent a carefully selected group of financially sound, reputable insurance companies, and we place your policy with the company offering the coverage you want at a competitive price. We work on your side when you have a loss and follow through to see that you get fair, prompt payment. Read More

We Value Customer Service

Careful Analysis of Your Insurance Needs. We listen carefully to your requirements for insurance in order to create a policy that meets your needs based on your coverage requests. Together, we find solutions for you.

Insurance Protection Designed For You. Our Lexington, Tennessee insurance agents strive to craft an insurance policy that meets the needs you described. Part of good customer service is providing a quality product.
Highly Rated Insurance Carriers. We shop around for multiple quotes and discounts so you don’t have to. We’re not required to work with one company, so we can find different options for you to consider.

Competitively Priced Proposals. We understand that many of our clients are working with a budget for their family or business. It’s our goal to provide quality coverage without breaking the bank.

Support Through Claims Settlements. The benefit of working with an independent insurance agent is that we are right here in Lexington, Tennessee, with you. Our local team provides the support you need when filing a claim.
Additional Savings Opportunities. The insurance industry is always changing, and we recommend you review your policies annually. Ask your agent about bundles, discounts, and affordable coverage options.

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