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Professional Insurance Since 1947

For 70 years, Carnal Roberts has been located on court square in downtown Lexington, Tennessee, a town we are proud to call home. Today our cornerstones remain the same: integrity, hard work, and excellent customer service. We value our customers and hold dear the friendships we have made—ones that last a lifetime.

As an Independent Insurance Agency, we represent many different insurance companies, which means we can find the coverage that fits your individual needs. Whether it’s buying a home, starting a business, or protecting your valuables, we recognize the risk and are here to help every step of the way. Our access to multiple carriers enables us to shop your insurance for you, saving you the time and hassle. Our customers are our most important asset. We pride ourselves on our level of customer satisfaction. Call us today for a free home, auto, business, life, or benefits policy quote. Just like T. F. Richardson and Pat Carnal, our founders, Tim Roberts and his experienced staff will strive to make your insurance experience a great one!

Our Staff

Angie James  

Cody Roberts  

Deborah Roberts  

Tim Roberts  

Leigh Ann Rowlett  

Landon Tate  

Janet Threadgill  

Misty Ward  

Cole Wood